Ocash: The Next Generation Open Cash System
Most big shifts don’t start with a grand system.
They start with something almost deceptively simple.
Ocash is precisely that.
On the surface, our first product is a way to shield and send money on-chain with absolute privacy and a path to compliance.
Underneath, it’s the first brick in a much larger roadmap for how private money should move in an on-chain world.
The World We’re Building For
We’re moving into a world where:
• Stablecoins are normal. Trillions of dollars in value are already being settled in USDC, USDT, and other cryptocurrencies.
• Enterprises are experimenting seriously. Large processors, payment networks, and corporations are piloting stablecoin rails for treasury and settlement purposes.
• Regulators aren’t saying “no” to privacy. They’re saying, “You can have privacy — but you must be able to show us what happened under lawful order.”
The question is no longer, “Will money go on-chain?”
It already has.
The real question is: what kind of privacy layer will sit underneath that future?
We believe the answer looks like this:
• Private by default
• Auditable on subpoena
• Fast and cheap enough that normal people actually use it
That’s the world Ocash is pointed at.
Today: A Simple, Clear First Step
Our first product is intentionally focused:
Shield & Send with Ocash
At launch, Ocash lets you:
• Take funds from a public wallet
• Shield them in seconds
• Send them to a fresh destination without leaking your entire transaction graph
For most users, it’s a clean “shield and send” flow in a familiar wallet context.
For more advanced users and pros, it exposes the same engine through an API/WebSocket so they can automate deposits, withdrawals and strategies.
Is this the whole vision? No.
But it’s a critical, minimal first step:
• It proves we can deliver real privacy with everyday UX.
• It proves the selective-disclosure path works in practice – privacy now, auditability when required.
• It starts to build the anonymity set and liquidity that every future product will depend on.
You can think of it as the first lane on a much larger highway.
Tomorrow: The Roadmap This Unlocks
Once you have a working, compliant, private “shield and send” rail, a lot of doors open.
Here’s where we’re heading:
1. Private Payroll & DAO Payouts
Use the same engine to:
• Pay contributors and employees without exposing salary bands on-chain
• Upload a CSV or hit an API and fan out one deposit into hundreds of private withdrawals
• Keep HR, finance, and auditors each seeing just what they need, with Travel-Rule data handled in the background
This means DAOs, projects, and companies can finally pay people in stablecoins without turning their payroll into a public dashboard.
2. Remittances That Are Cheaper and Private
Wrap the rails in a white-label SDK so:
• Fintechs and neobanks can offer 1% private stablecoin transfers instead of 7–9% traditional remittance fees
• They don’t need a blockchain team – they just drop in the SDK and manage KYC
The same privacy and audit engine that powers small “shield and send” transactions suddenly starts moving serious corridor volume.
3. Quiet Rails for Enterprise Flows
For exporters, funds, and tokenised-asset platforms, the Ocash engine becomes:
• An API-only clearing layer for large cross-border flows
• With sub-second confirmations, SOC-2-grade logs, and dual-key custody
• And a clear, documented process for lawful disclosure when required
Again: same core engine, different wrapper, different customer.
One Engine, Many Surfaces
The key design choice behind Ocash is this:
We’re not building four different products. We’re building a selective-disclosure engine and exposing it in various ways.
• Retail and pros using Shield & Send deepen liquidity and expand the anonymity set.
• Payroll and DAO payouts add recurring, predictable volume.
• Remittance and enterprise layers bring scale and institutional trust.
Each step strengthens the next.
Liquidity compounds. Privacy gets stronger. The compliance story gets more battle-tested.
That’s why the “light” first product is exciting: it’s the piece that makes everything else possible.
Why We’re Starting Small (On Purpose)
We could have tried to launch everything at once: payroll, remittance, enterprise — all bundled into a single, heavy platform.
We’re not doing that.
Instead, we’re starting with a clear, narrow product:
• Easy to understand (“shield and send privately, within the rules”)
• Easy to test with real users and partners
• Easy to iterate on without breaking a giant system
From there, we earn the right to move up the stack.
The Future of Open Cash
Ocash stands for an Open Cash System that feels natural in an on-chain world:
• Private by default for users
• Comprehensible and auditable for regulators
• Simple to integrate for developers and institutions
We’re at the beginning of that roadmap — and that’s precisely what makes this stage so exciting.
Welcome to Ocash. This is step one.